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Retiring in Ecuador as an American

Latin America · the visa situation for US citizens

As of our last check, Ecuador offers a dedicated retirement route: the Pensioner (Jubilado) Visa.

The income requirement is on the low side, so a typical pension is more likely to clear it. US$1,446 or more per month in pension income (three times the 2026 base salary of $482); there is no minimum age.

Grants two years of temporary residency, renewable once; after 21 months you become eligible for permanent residency, which removes the income requirement.

Verified against ecuapass.com, last checked 2026-07-03.

The verified fields

Dedicated retirement visa

Yes

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Visa name

Pensioner (Jubilado) Visa

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Income requirement

Low (easier to meet)

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Monthly amount

US$1,446 or more per month in pension income (three times the 2026 base salary of $482); there is no minimum age.

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Notes

Grants two years of temporary residency, renewable once; after 21 months you become eligible for permanent residency, which removes the income requirement.

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Before you act on this

Visa rules, income thresholds and processing practice change, sometimes with little notice. This page reflects what we could verify on the dates shown, for US citizens. Ecuador does not set different rules per nationality for the standard retirement route, but the income proof format and supporting documents vary. Always confirm the current requirements with the official immigration authority or a licensed immigration adviser before making plans, and treat the linked source as the authority, not us.

See how Ecuador scores overall

The visa is one of six axes. RetireScore 75/100, ranked 15 of 55 countries on the default weights.