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Nepal

Asia · ranked 43 of 55

Photo: Bernard Gagnon, CC BY-SA 4.0, via Wikimedia Commons
63good
RetireScore

A solid all-round choice. Ranked 43 of 55, strongest on affordability, softest on healthcare.

  • Healthcare 32
  • Retiree visa 72
  • Affordability 95
  • Safety 52
  • Climate 84
  • Expat community not verified58

1 of 6 axes rest on data we could not verify yet; those score a neutral 50 and are marked "not verified".

Good to know

  • Dedicated retirement visaResidential Visaimmigration.gov.np
  • Low cost of livingNumbeo estimates a single person's costs at about USD 310 per month excluding rent.numbeo.com
  • Comfortable climateNepal has five seasons (summer, monsoon, autumn, winter and spring); climate varies dramatically with altitude, from tropical/subtropical Terai plains to alpine peaks, with heavy monsoon rain in summer.en.wikipedia.org

Watch out for

  • Limited healthcareHealthcare in Nepal is generally regarded as failing to meet international standards, with severe physician shortages (historically about one doctor per 18,400 people) and most hospitals clustered in cities while rural areas lack basic care.en.wikipedia.org
  • Safety needs attentionNepal ranks 111th of 163 on the 2026 Global Peace Index (score 2.143), a mid-to-lower tier globally though more peaceful than Pakistan; political strikes (bandhs) and demonstrations occur periodically.en.wikipedia.org
  • Expat community data not verified yet

Visa & residency

Visa name

Residential Visa

immigration.gov.np

Income requirement

Medium

immigration.gov.np

Monthly amount

Applicant must show a source of income of USD 20,000 per year (about USD 1,667/month) in convertible foreign currency, plus a bank statement; must be aged 60+ or show proof of retirement. Visa fee is roughly USD 700 per year (USD 1,200 on renewal).

immigration.gov.np

Conditions

Nepal has no visa branded a 'retirement visa', but its Residential Visa is explicitly open to retirees (age 60+ or proof of retirement) and to other foreigners meeting the income requirement; it also requires a health certificate, character certificate and an embassy no-objection letter.

immigration.gov.np

Full Nepal retirement-visa guide

Healthcare

Quality

Basic

en.wikipedia.org

System

Healthcare in Nepal is generally regarded as failing to meet international standards, with severe physician shortages (historically about one doctor per 18,400 people) and most hospitals clustered in cities while rural areas lack basic care.

en.wikipedia.org

Expat insurance

Expats typically use Kathmandu's private hospitals for routine care and travel to India or Thailand for serious conditions; comprehensive international health insurance with medical-evacuation cover is strongly advised.

en.wikipedia.org

Cost of living

Versus the US

Much lower than the US

numbeo.com

Monthly budget

Numbeo estimates a single person's costs at about USD 310 per month excluding rent.

numbeo.com

Rent

Rent in Nepal is on average about 92% lower than in the United States according to Numbeo.

numbeo.com

Safety

Safety level

Moderate

en.wikipedia.org

Safety detail

Nepal ranks 111th of 163 on the 2026 Global Peace Index (score 2.143), a mid-to-lower tier globally though more peaceful than Pakistan; political strikes (bandhs) and demonstrations occur periodically.

en.wikipedia.org

Climate

Climate

Highland, monsoon-influenced climate ranging from subtropical lowlands through temperate hills to alpine and arctic high Himalaya

en.wikipedia.org

Climate detail

Nepal has five seasons (summer, monsoon, autumn, winter and spring); climate varies dramatically with altitude, from tropical/subtropical Terai plains to alpine peaks, with heavy monsoon rain in summer.

en.wikipedia.org

Community & language

Expat presence

No verified data yet

English friendliness

Medium

en.wikipedia.org

Community

Nepal scores 514 on the 2025 EF English Proficiency Index, placing it in the 'moderate proficiency' band; English is widely used in tourism hubs such as Kathmandu and Pokhara.

en.wikipedia.org

Language

Nepali is the official language; the constitution recognises all mother tongues spoken in Nepal as national languages.

en.wikipedia.org

Taxes

Pension taxation

Resident individuals are taxed on worldwide income; where income includes a pension, taxable income is first reduced by the lower of 25% or the pension amount before tax is calculated.

bakertilly.com.np

Tax treaties

Nepal has double taxation avoidance agreements (DTAAs) and grants residents a foreign tax credit for tax paid abroad, up to the average rate of tax applicable in Nepal.

bakertilly.com.np

Currency

Nepalese rupee (NPR, Rs)

en.wikipedia.org

Popular retirement spots

Where retirees in Nepal tend to settle, and the honest reason why. Each note shows its source.

  • Kathmandu

    • capital
    • cultural-heritage
    • air-pollution

    Nepal's capital at about 1,400 m, rich in cultural heritage but burdened by serious air pollution (PM2.5 far above WHO limits) and heavy traffic.

    en.wikipedia.org

  • Pokhara

    • lakeside
    • mountain-views
    • relaxed

    A relaxed lakeside city on Phewa Lake with Annapurna mountain views, a slower pace than Kathmandu and a strong tourism and outdoor-recreation scene.

    en.wikipedia.org

  • Lalitpur (Patan)

    • heritage
    • arts
    • near-capital

    A heritage city directly south of Kathmandu, known for Patan Durbar Square and its arts-and-crafts tradition, offering capital-city access with a calmer, less urbanised character.

    en.wikipedia.org

Questions about retiring in Nepal

Answered from the verified data on this page. Every answer shows its source; anything we have not confirmed says so plainly rather than guessing.

Does Nepal have a retirement visa?

Yes. Nepal offers the Residential Visa.

immigration.gov.np
How much monthly income do I need to retire in Nepal?

As a guide: Applicant must show a source of income of USD 20,000 per year (about USD 1,667/month) in convertible foreign currency, plus a bank statement; must be aged 60+ or show proof of retirement. Visa fee is roughly USD 700 per year (USD 1,200 on renewal). Treat this as indicative and verify the current official figure before you rely on it.

immigration.gov.np
Is healthcare good for expats in Nepal?

Healthcare quality is rated basic. Healthcare in Nepal is generally regarded as failing to meet international standards, with severe physician shortages (historically about one doctor per 18,400 people) and most hospitals clustered in cities while rural areas lack basic care. On cost: Expats typically use Kathmandu's private hospitals for routine care and travel to India or Thailand for serious conditions; comprehensive international health insurance with medical-evacuation cover is strongly advised.

en.wikipedia.org
How expensive is it to retire in Nepal?

Much lower than the US. A comfortable single-retiree budget is Numbeo estimates a single person's costs at about USD 310 per month excluding rent.

numbeo.com
Is Nepal safe?

Moderate. Nepal ranks 111th of 163 on the 2026 Global Peace Index (score 2.143), a mid-to-lower tier globally though more peaceful than Pakistan; political strikes (bandhs) and demonstrations occur periodically.

en.wikipedia.org
What is the climate like in Nepal?

The climate is Highland, monsoon-influenced climate ranging from subtropical lowlands through temperate hills to alpine and arctic high Himalaya. Nepal has five seasons (summer, monsoon, autumn, winter and spring); climate varies dramatically with altitude, from tropical/subtropical Terai plains to alpine peaks, with heavy monsoon rain in summer.

en.wikipedia.org
Where do retirees live in Nepal?

Popular retirement spots include Kathmandu, Pokhara and Lalitpur (Patan).

en.wikipedia.org

Compare Nepal with its closest rivals

The three countries whose RetireScore sits nearest.

Back to the full ranking of 55 countries